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ECI 02: 3DS authentication is successful; both card and Issuing Bank are secured by 3DS. ECI 01: 3DS authentication was attempted but was not or could not be completed; possible reasons being either the card or its Issuing Bank has yet to participate in 3DS, or cardholder ran out of time to authorize.
For VBV (Verified by Visa) compliant merchant, you will be redirected to Allied Bank VBV screen to choose OTP (One Time Password) delivery channel i.e. registered mobile number or email address. You will receive a 6-digit OTP on your selected channel which you need to Input on screen to complete the transaction.
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